Dental Insurance – Orange Park, FL
Use Your Coverage for Top-Quality Care
Everyone deserves to have access to affordable dental care. Your dental insurance can help you invest in a healthy smile without breaking the bank! Our office can file claims with virtually any PPO dental insurance company to reduce your out-of-pocket expense for the services that your teeth and gums need to stay healthy. Continue reading below to learn more about how our Orange Park, FL, dental team can help you use your coverage for top-quality care.
How Dental Insurance Works
Although every insurance plan differs, most cover 100% of the cost of 1 – 2 preventive appointments each year. This allows you to get the cleanings and checkups you need for minimal expense.
Even with the best preventive efforts, oral health problems can still arise. Fortunately, PPO insurance plans cover a broad range of restorative services. Minor services, such as fillings, are often up to 80% covered, whereas major treatments are usually around 50% covered.
Your insurance company may also enforce a deductible, a waiting period before you can use certain aspects of your coverage, and an annual maximum.
What Is the Difference Between Dental & Medical Insurance?
Dental insurance works a bit differently than your medical coverage. Dental insurance is designed exclusively to support the health of your teeth and gums, so it covers cleanings, exams, fillings, and other basic services. It has a strong focus on prevention. Medical insurance is mostly for systemic health conditions. In some cases, there is a small amount of crossover between the two types of insurance. For example, they both may cover certain types of oral surgery.
In-Network vs. Out-of-Network
Even though we are not in-network with any insurance companies, we are still happy to file claims on your behalf so you can maximize your benefits.
In-Network Coverage
If a practice is in-network with your policy, it means that your dental insurance company has pre-negotiated rates with them to lower the amount you need to pay out-of-pocket. In-network providers are also contracted to adhere to a certain level of care, which is not always in the best interests of patients.
Out-of-Network
As a fee-for-service practice, we enjoy the freedom to focus fully on providing the top-notch care that our patients deserve. However, we also understand that many people are concerned about the cost of various treatments.
One great thing about PPO dental insurance is that you can use your coverage at virtually any practice, regardless of network status. We will be happy to file claims on your behalf, and you can expect many of the same benefits that you would enjoy at an in-network practice. The most important thing is to visit a dentist whom you truly trust!